Terms and Conditions

1. Introduction

1.1. These Terms and Conditions (“Terms”) govern your use of the website lioninvestments.org (the “Website”) and the services provided through it (collectively, “Services”).

1.2. By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services.

1.3. We may revise these Terms at any time. Updated Terms will be effective immediately upon posting on the Website. Continued use constitutes acceptance of the revised Terms.

2. Definitions

• “User,” “you,” “your” refers to any individual or entity accessing the Website or using Services.
• “Lion Investments,” “we,” “us,” “our” refers to the operator of the Website.
• “Services” includes all information, tools, consulting, funding, credit repair, and investment-related services provided via the Website.
• “Content” includes text, graphics, logos, images, videos, software, and any other material made available on the Website.

3. Eligibility & Account Requirements

3.1. You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Website or Services.

3.2. You agree to provide accurate, current, and complete information when creating an account or using Services.

3.3. You are responsible for maintaining the confidentiality of your account credentials and all activity under your account.

3.4. We may suspend or terminate your access if we suspect any violation of these Terms or unlawful activity.

4. Use of Website & Services

4.1. You agree to use the Website and Services only for lawful purposes and in accordance with applicable U.S. federal and state laws.

4.2. Prohibited activities include, but are not limited to:

• Using the Website for fraudulent or illegal purposes
• Interfering with the Website’s functionality, security, or servers
• Attempting to access unauthorized data or accounts
• Using automated tools (bots, scrapers) to extract data
• Impersonating any person or entity

5. Intellectual Property

5.1. All Content on the Website is protected under U.S. and international intellectual property laws.

5.2. You may not reproduce, modify, distribute, or commercially exploit any Content without express written permission.

5.3. By submitting content to the Website, you grant Lion Investments a non-exclusive, worldwide, royalty-free license to use, modify, and display the content.

6. Disclaimers & Limitation of Liability

6.1. No Professional Advice: Services and Content are for informational purposes only and do not constitute financial, legal, tax, or investment advice. Consult a licensed professional for such advice.

6.2. No Guarantees: We do not guarantee specific results, including improvements in credit, financial status, or investment returns.

6.3. Website Availability: The Website and Services are provided “as is” without warranties of any kind.

6.4. Limitation of Liability: To the fullest extent permitted by law, Lion Investments and its affiliates are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website or Services.

7. Indemnification

You agree to indemnify and hold harmless Lion Investments, its affiliates, officers, employees, and agents from any claims, damages, or expenses arising from:

• Your violation of these Terms
• Your use of the Website or Services
• Your violation of any applicable laws or third-party rights

8. Fees, Payments & Refunds

8.1. Some Services may require payment. Fees will be disclosed prior to purchase.

8.2. All fees are non-refundable unless otherwise explicitly stated.

8.3. We reserve the right to modify fees or introduce new fees at any time, with prospective effect only.

9. Third-Party Links & Services

9.1. The Website may contain links to third-party websites or services. We are not responsible for their content or practices.

9.2. Inclusion of any link does not imply endorsement. You access third-party websites at your own risk.

10. Privacy & Financial Information (GLBA Compliance)

10.1. Use of your personal information is governed by our Privacy Policy, including compliance with the Gramm-Leach-Bliley Act (GLBA) for financial data.

10.2. We do not sell personal information. Personal financial information is shared only as required to provide Services or as legally required.

11. Termination

11.1. We may suspend or terminate your access to the Website or Services at any time, with or without cause.

11.2. Upon termination, all rights granted to you under these Terms cease immediately.

11.3. Provisions regarding intellectual property, disclaimers, limitation of liability, and indemnification survive termination.

12. Governing Law & Dispute Resolution

12.1. These Terms are governed by the laws of the United States and the state of [Insert State, e.g., Maryland].

12.2. Any disputes will be resolved in courts located in [City, State] or via binding arbitration, at our discretion.

12.3. You waive any right to a jury trial to the extent permitted by law.

13. Severability & Waiver

13.1. If any provision is found invalid or unenforceable, the remaining provisions remain in full force.

13.2. Failure to enforce a provision does not constitute a waiver of that provision or right.

14. Notices

14.1. Notices to you may be sent via email or posted on the Website.

14.2. Notices to us should be sent to the address or email listed on the Website.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other policies incorporated by reference, constitute the entire agreement between you and Lion Investments regarding the Website and Services.

Last Updated: October 9, 2025